Monero purchase terms

Accept the price once when creating the contract. After seller approval, bank details appear and the 90-minute payment window starts immediately. The seller must receive your transfer within that window. Afterwards, you can report a dispute from the contract. The saved price and XMR amount do not change. The seller approves the contract, checks receipt and sends XMR manually. LocalMonero provides no escrow or independent dispute arbitration. Never initiate payment after expiry.

Reference price: CoinGecko / CoinPaprika XMR/EUR. Markup: 15%. XMR = EUR ÷ (CoinGecko / CoinPaprika XMR/EUR × (1 + 15 ÷ 100)). XMR is rounded down to 12 decimal places (1 XMR = 10¹² piconeros). No additional platform fee.

Usually around one hour, subject to operator availability, manual approval and receipt of the bank transfer. This is an estimate, not a guaranteed deadline; Monero confirmations can take longer.